Platform designed for cross-border traders

Multi-currency wallet for informal traders

Hold USD and ZAR side by side, pay suppliers across the border, and collect from buyers — mid-market FX, one ledger, built for traders the banks ignore.

Get started See how it works

Treasury

Balances

Demo

Sample balances. Run a quote below to watch funds move between currencies.

🇺🇸

US Dollar

$42,180.00

Debit

🇿🇦

South African Rand

R312,400.00

Credit

Quote · USD → ZAR

$500.00 = R9,200.00

Mid-market · flat 0.8% fee

Beitbridge corridor · live mid-market🇺🇸 🇿🇦USD → ZAR18.4🇿🇦 🇺🇸ZAR → USD0.0543🇿🇼 🇿🇦USD → ZAR · mid18.4🇿🇦 🇿🇼ZAR → USD · payout0.0543💱Fee · flat0.008 · 0.8%

Built for the corridor

The Harare–Joburg wallet your bank never built.

❋

Send invoices, get paid faster

Issue branded USD or ZAR invoices with a pay-link. Buyers settle in one tap — no chasing, no bank forms.

◇

Multi-currency balances

Hold USD, ZAR, NGN, KES and more in one account. Switch your primary wallet anytime, convert only when the rate works.

↗

Fast cross-border payouts

Payouts to Standard Bank, FNB, Capitec, Nedbank and mobile money in minutes — not days. Track every leg in real time.

≈

Fair FX, flat 0.8% fee

Mid-market rates on every conversion. No hidden spreads. See the exact landed amount before you confirm.

For small traders

Harare to Joburg. No USD cash at Beitbridge.

Pay your Joburg supplier in ZAR, settle clearing at Beitbridge, collect USD from Harare buyers. One wallet, one ledger — at the speed of the corridor.

Today

Carrying USD cash through Beitbridge

With DajaraPay

Send ZAR to your Joburg supplier before you board the bus.

Today

Losing 6–10% on USD → ZAR at the bureau

With DajaraPay

Mid-market ZAR rate, flat 0.8% fee. Keep your margin.

Today

Harare buyers paying late, in mixed USD and ZWL

With DajaraPay

Send a link. They pay in USD, you get clean USD.

Today

No paper trail when things go wrong

With DajaraPay

Every payment in one ledger. Export anytime.

Demo · Beitbridge corridor

Harare ↔ Johannesburg

One run. Three payments. Here's what a Joburg stock buy looks like on DajaraPay.

Total fees

$190.00

Gross margin

$3,250.00

1
Day 0 · 09:14
Pay supplier in Johannesburg
USD wallet → ZAR bank payout
Supplier receives ZAR to FNB in ~2 min
R184,000.00
Fee R1,472.00 (0.8%)
2
Day 1 · 14:30
Settle transporter at Beitbridge
USD wallet → ZAR instant pay
Clearing agent paid in ZAR, instantly
R4,600.00
Fee R36.80 (0.8%)
3
Day 4 · 11:08
Collect from buyer in Harare
Payment link · buyer pays USD
Settles to your USD wallet — hold or convert
$13,500.00
Fee $108.00 (0.8%)

Example figures. Live rate quoted at transfer.

One ledger

Receipts everyone trusts.

Every payment, conversion and payout in one timeline — with a reference, name and fee. Export to PDF or CSV anytime.

Date

Type

Details

Amount

Reference

Apr 12 · 11:08
Collection
Mukamuri Electronics (Pvt) Ltd
Invoice #DJP-2041 · Harare buyer
+$13,500.00
Fee $108.00
RCPT-9F2A
Apr 10 · 14:30
Payout
Sango Transporters
Border clearing · Beitbridge
−R4,600.00
Fee R36.80
PAY-7B11
Apr 09 · 14:20
Conversion
FX desk
USD → ZAR @ 18.40
+R184,000.00
Fee R1,472.00
FX-3C08
Apr 09 · 09:14
Payout
Sandton Wholesale Distributors
PO-882 · Joburg stock order
−R184,000.00
Fee R1,472.00
PAY-6A77
Apr 08 · 18:05
Top-up
Self
Bank transfer · CABS Harare
+$11,000.00
TOP-5D90

Showing 5 of 142 entries · Apr 2026

Quick quote

See the cost before you send.

Mid-market rate. Flat 0.8% fee. No hidden charges. Run a quote to see it move through your treasury.

You pay

Fee (0.8%)$4.00

Supplier receives

R9,200.00

Updates the treasury balances in the hero card above.

How it works

Three steps. No banks in the way.

Open an account

Add money

Top up by bank transfer, mobile money or a buyer payment.

Pay & get paid

Send to suppliers, collect from buyers, manage treasury in one place.

Move goods. Move money. Same speed.

Try a real cross-border trade flow in the demo wallet.

Try the demo →